FAQ

A: Comprehensive Motor insurance, Comprehensive Home Contents insurance, All risks insurance, Building Insurance

A: Premiums are risk rated based on your personal circumstances and the assets that you wish insure. For instance, what make of vehicle you drive and where you live, amongst other questions will be asked when your premium is being determined.

A: - An excess is an uninsured amount that you have to pay in the event of a loss and forms a portion of your loss - An excess is agreed upon upfront and will be included into your benefit schedule.

A: You are allowed to select a flexible excess, that way you are in a position to influence your monthly premiums to suit your personal needs.

A: A motorcar, motorcycle, LDV, caravan, trailer or certain watercraft that is appropriately registered in South Africa would qualify to be insured.

A: Yes, a discount may be applicable if you combine your motor, home contents and building insurance into your policy. However, this is dependent on your risk and personal circumstances.

A: All Risks Insurance covers your personal possessions that you normally wear or take out of your home with you, such as clothing, jewellery and cameras.

A: You shall be entitled to a period of 15 (fifteen) days from the premium due date in which to pay your premium. This period of grace only applies from the second month of the currency of the policy.

A: Contact the Claims Department by telephone within 72 (seventy two) hours of the event taking place.

A: Yes, however, 30 days notice is required.

A: Hollard Insurance Company Limited